Why Buy Aberdeen Real Estate With Us?
Buying a home is about preparation, details and trust. Your house is not just your home. Buying a home is an investment in the dwelling, the area and your future.
And the right Realtor can turn the process from a headache into a pleasure.
At Mickelson Realtors we go in depth with our clients right at the beginning. This prevents so much disappointment and heartache. We’re patient and professional–you won’t find a pushy agent among us! We want to find what’s right for you and your family.
Read about our team members here, find out what other clients had to say about us here, or give us a call, text, or email and let us show you what a caring, professional Aberdeen real estate counselor really looks like.
Homes For Sale
Start your Aberdeen South Dakota home search right here. We have the most user friendly real estate search tool in the Aberdeen area ! You can start your search right from this page or you can skip to pre-selected searches below, and find properties under $100,000 all the way up to any luxury homes currently on the market.
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Pre-Approval
Before you start your home search, it’s imperative that you get “pre-approved” for a home loan. This saves everyone a lot of time and heartache and helps you know how much home you can afford.
Here are a few local lenders:
Dacotah Bank
Dacotah Bank is a unique family of banks serving local communities in the Dakotas.
What is escrow?
When a buyer purchases a property, they are asked for a down payment. That amount will vary based on the type of loan, what the lender requires or how low you’d like your house payment to be.
As a result, buyers and sellers need an escrow or settlement company to act as an independent third party. The escrow or settlement company will hold the deposit and coordinate much of the activity that goes on during this period. (The deposit may also be held by an attorney or in the broker’s trust account.) .
The period that a buyer and seller are “in escrow” is usually 30 days, but may be longer or shorter. During this time everything specified in the contract must be completed satisfactorily. By the time you have opened escrow, you have come to an agreement with the seller on the closing date, inspection contingencies etc.
There are a number of other steps involved in successfully closing on a home and we walk you through every single one!
Home Warranty
A home warranty is different from homeowner’s insurance and is a separate contract with a warranty company, usually lasting about a year, that covers some unexpected repairs or issues with the home. Things like a broken furnace, plumbing problems or a broken appliance are examples of things that might be covered by a home warranty.
Sometimes a seller offers a home warranty as a purchase incentive to potential buyers. A home warranty might be a good idea depending on the age of your home — or just for your peace of mind. We’re happy to talk to you about the pros and cons of buying a home warranty.
Relocation
Are you relocating to the Aberdeen South Dakota area? Looking for more information to help you find the right neighborhood? Wondering “what there is to do” in Aberdeen? Luckily we are experts on the region!
To help you get started, we will send you an Aberdeen relocation packet for free when you request it below. No obligation, no strings attached.
Request a Relocation Guide
First-Time Buyers
There are a number of programs available for qualifying first time homebuyers. Owning a home is a good investment: it’s good for the community, the economy and your well-being, too!
The state of South Dakota offers grant money for residents who are first time home buyers that need assistance with the down payment and/or closing costs. This money comes in the form of state grants up to 3% of the purchase price and it’s worth your time to educate yourself.
The South Dakota Housing Development Authority is the agency that provides funding assistance to first time home buyers. How much assistance you get depends upon your income. To find out more details, please visit the South Dakota Housing Development Authority website page specifically describing the grant programs.
South Dakota Housing Development Authority (located in Pierre)
Phone: 605-773-3181
The U.S. Department of Housing and Urban Development (HUD) provides home buyer assistance and grants in every state. There are multiple grant programs designed specifically for people that meet certain requirements. It’s worth visiting HUD’s website to see what assistance is currently available.
Here is the contact information for the HUD office in South Dakota:
HUD.gov in South Dakota
Phone: (605) 330-4223
Finally, check out Grants.gov for a complete list of all grant programs available through the Federal Government.